New Automotive Loans function:

• Repayment terms as much as 96 months
• As much as 60 months, minimum loan $5,000
• For 61 to 72 thirty days term, minimal loan is $10,000
• For 73 to 84 thirty days term, minimum loan is $20,000
• For 85 to 96 term that is month minimal loan is $30,000
• To qualify as new, automobile should be model that is current or 1 previous model 12 months, untitled (no past owner), with not as much as 5,000 miles. Relates to acquisitions from new automobile dealers just.
• The financing that is maximum is supposed to be dependant on the credit rating of this applicant.
• The acquisition cost might perhaps maybe not meet or exceed MSRP/NADA Retail plus sales income tax and warranty.
• Cars with commercial dishes can’t be financed as being a customer New car finance.
• TFCU will not fund brand new autos purchased from dealers found outside the 50 united states of america.
• TFCU will not fund automotive loans with rebuilt or salvaged titles.
• TFCU will not fund automobiles purchased at auction or from wholesale dealers as being a customer brand brand New car loan.
• TFCU will not fund automobiles for livery; must be use that is personal.
• Warranty purchase available
• GAP Insurance purchase available.
• Low re re payment “balloon” funding available – regards to 24, 36, 48, or 60 months and susceptible to ALG accessibility.

Used Car Loans function:

• Repayment terms as much as 84 months
• As much as 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including present model 12 months)
• As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including model year that is current
• As much as 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including model year that is current
• Minimal re re re payment “balloon” funding available – regards to 24, 36, 48, or 60 months, at the mercy of car age limitations and ALG accessibility.
• Cars with commercial plates cannot be financed being a customer applied car loan.
• TFCU will not finance utilized autos bought from dealers situated not in the 50 united states of america.
• TFCU will not fund automobile financing with rebuilt or salvaged titles.
• TFCU will not fund automobiles bought at auction or from wholesale dealers as a customer applied car loan.
• TFCU doesn’t fund automobiles for livery; must be use that is personal.
• Warranty purchase available
• GAP Insurance purchase available.

Brand Brand New and Used Car Refinances

• Will need to have a minimum of a couple of years staying in the initial term.
• Cannot surpass current term of loan being refinanced
• Brand New and auto that is used apply, depending on overview of name and initial purchase contract / loan contract.
• To qualify as a brand new car refinance, the automobile needs to be present or 1 prior model yr old, have already been purchased as brand new, therefore the refinance needs to be finished within one year of this initial purchase date.
• Maybe perhaps maybe Not entitled to purchase or rates check cashing place that are promotional
• Cars with commercial dishes can not be refinanced being a Consumer Auto Loan.
• Cars with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan.
• TFCU doesn’t fund automobiles for livery; must be individual just use.

To learn more, see some of our conveniently found branches, or call (631) 698-7000, extension 6790.

All prices and terms are susceptible to alter without warning.

Featured Prices

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*APR = percentage Rate that is annual. All prices are susceptible to alter without warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000

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