- House
- Automobile Financing
Your car loan requirements covered
Prices as little as
Enjoy excessively competitive prices with great terms.
Complimentary Auto Buying Service
Our professionals will discover the automobile you desire at a price that is great. Begin right here.
Degree Up
Individuals may be eligible for a loan price reductions by simply making consecutive, on-time re payments.
Brand New Car Loan
Versatile terms, as much as 125% funding
- New car finance rates as little as 3.14per cent APR
- As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Versatile terms as much as 84 months
- No prepayment charges
- Have a potential price decrease through LevelUp
Free user advantage: We’ll find your vehicle and negotiate a price that is great
Used Car Loan
Versatile choices to match your requirements
- Car loan prices only 3.39per cent APR
- Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
- As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Freedom which allows you to definitely obtain a dealer, personal party, and sometimes even buy a lease out
- Have a potential price decrease through LevelUp
Free user benefit: We’ll find your car or truck and negotiate an excellent cost
Car Loan Refinancing
Spend less on your car or truck payments or rate of interest
- Car finance refinancing prices as little as 3.14per cent APR
- Reduce your interest loan or rate terms to raised work for you
- Decrease your payment per month and free up money for any other costs
- Affordable payment terms up to 84 months on automobiles as much as a decade old, maximum 125,000 kilometers
- Make use of the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value
Finance Calculator
Just just How much vehicle can we manage?
Our markers of success
PROVIDER THAT BRINGS CUSTOMERS BACK
“I’m on my 3rd Patelco car loan and I also would not start thinking about attempting other people. The client solutions is amazing!”
MORE OPPORTUNITIES TO GET MORE SOMEBODY
“I happened to be assisted with a car loan and buy distribution. It absolutely was the experience that is best – We never ever knew it existed.”
THERE THROUGH PROS AND CONS
“we desperately needed a brand new vehicle, but had small cash to place straight straight down. Patelco never ever hesitated to aid me personally.”
Shop the real method you prefer
Free, concierge car-buying solution
Allow Patelco Auto Buying solution experts get the vehicle you prefer and negotiate an excellent cost for you.
Analysis & Shop with AutoSMART
make use of our AutoSMART solution to locate, finance and shop your ca r all in a single spot.
You are invited to your automobile purchase
Join us for the future automobile purchase February 15 – 17 and get special member prices.
Safeguard your r that is new >
Professional agents will discover you just the right insurance coverage and protection solutions during the most readily useful cost.
Comprehensive Automobile Insurance solutions 2
Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT
Assured Automobile Protection (GAP)
Mechanical Breakdown Protection (MBP)
Debt & Loan Protection
The AutoSMART links with this web page will lead you to keep the Patelco Credit Union web site. Although Patelco www.speedyloan.net/payday-loans-ca works closely with several lovers, third-party web web sites may provide a various online privacy policy and standard of safety. Please consult the internet site’s online privacy policy for extra information. Patelco Credit Union doesn’t represent the operator legally for this web web site or perhaps the Patelco member, if the two come right into a deal. We’re additionally maybe not legitimately accountable for access, viewpoints, items, or solutions provided or expressed on the website you may be going to go to.
1. APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a selection of base prices and discounts that be determined by facets such as credit score, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved candidates in writing ahead of loan consummation and might be as high as 11.89per cent APR. To find out more about prices, terms and discounts that are available call 800.358.8228, see patelco.org, or check out any Patelco branch. Loan payment instance: $22.23 per month per $1000 lent at 3.14per cent APR for 48 months.
2. Insurance coverage items are maybe maybe not deposits of Patelco Credit Union and therefore are maybe not insured by the NCUA. They’re not assured by Patelco Credit Union that can be at the mercy of danger. Any insurance coverage needed as an ailment of an extension of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and might be bought from a realtor or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints can be filed using the California Department of Insurance, www.insurance.ca.gov .
3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price having a maximum loan term of 60 months. Present price will differ predicated on credit history and terms. Funding for qualified Patelco Credit Union people. Offer legitimate only on Enterprise vehicle product product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer can’t be coupled with every other offer except that those placed in this ad.
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