AFL-CIO Employees Federal Credit Union is willing to assist users who will be fighting economic pressures. Your credit union is not only a location to complete company, but a captivating and institution that is caring improves the life of other people.

Confidential, competent and services that are nonjudgmental supplied at no cost to users.

Your economic health insurance and wellbeing is a factor that is significant the way you experience your self and your life. At the same time, there was a great deal information regarding individual finance, credit history, credit challenges along with other essential monetary subjects so it can be difficult to know very well what suits you.

Call us today – we have been right right here to greatly help!

301-683-2800

Creditcounselor@aflcioefcu.org

User benefit

An unsecured shut end, fixed price, fixed term loan:

Minimal loan amount… that is……………………. $1,000.00

Optimum loan amount… that is……………………. $1,000.00

Optimum term…………………………………. Year

Recommendations:

Be an AFL-CIO EFCU user for no less than six 6 months.

No credit check is necessary; nonetheless, the mortgage re payment history shall be reported.

Should be an associate in good standing; no delinquencies that are current any AFL-CIO EFCU account.

Have actually an existing direct deposit with AFL-CIO EFCU for at the very least six months.

Spend a credit card applicatoin cost of $25 whether or not credit is extended.

Courtesy Pay will never be permitted through the term regarding the known Member Advantage loan.

Only 1 1 Member Advantage or Member Advantage Plus loan open at a period.

*APR=Annual Percentage Rate. Prices are topic to improve without warning. All prices shown are for qualified borrowers. Minimal and optimum loan quantity is $1,000.00. Predicted payments that are monthly a $1,000 at a level of 15.99per cent APR is $90.78. No credit check is needed; though the loan re payment history shall be reported. Member must satisfy all demands to qualify. Only 1 Member Advantage or Member Advantage Plus can be granted at any time per user or account. AFL-CIO EFCU reserves the right to end this system whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable Member Advantage application charge of $25 is gathered out of each and every application no matter whether credit is extended.

MEMBER ADVANTAGE PLUS

An unsecured end that is closed fixed price, fixed term loan:

Minimal loan amount… that is……………………. $1,500.00(on the loan that is first)

Maximum loan amount… that is……………………. $1,500.00

Optimum term…………………………………. 1. 5 years

Directions:

Be an AFL-CIO EFCU user for at the least six 6 months.

No credit check is needed; but, the mortgage re re payment history will be reported.

Should be a part in good standing; no delinquencies that are current the full time associated with application on any AFL-CIO EFCU account.

Spend a software cost of $25 whether or not credit is extended.

Courtesy Pay will never be permitted throughout the term associated with Member Advantage Plus loan.

Users do not need to spend the Member Advantage Plus loan down to be eligible for extra funds. The mortgage stability must certanly be compensated to at the least $750 or below to qualify for extra funds that can perhaps perhaps perhaps not exceed the maximum loan quantity of $1,500.

**APR=Annual Percentage Rate. Prices are topic to alter without warning. All prices shown this post are for qualified borrowers. The posted price may alter at any right time with no warning. Minimal and optimum loan quantity is $1,500.00. Approximated payments that are monthly $1,500 for a price of 17.99% APR is $95.77. No credit check is needed; but the loan re payment history shall be reported. Member must satisfy all demands to qualify. Ahead of the known Member Advantage Plus loan is supposed to be granted, the member will need to have possessed a Member Advantage loan and finished re re payments for at the very least twelve (12) months. Just one Member Advantage or Member Advantage Plus loan could be released at any time per user or account. AFL-CIO EFCU reserves the proper to end this system whenever you want without advance notice. Certain restrictions and conditions may apply. (2) a Member that is non-refundable Advantage application cost of $25 is gathered out of each and every application no matter whether credit is extended.

PAY SAVER LOAN

The Credit Union option to Spend Day Loans. An unsecured closed end, fixed price, fixed term loan:

Minimum loan amount… that is……………………. $300.00

Optimum loan amount…………………………. $750.00

Optimum term…………………………………. A few months

Be an AFL-CIO EFCU user for at the least six 6 months.

No credit check is necessary; but, the mortgage re re payment history will be reported.

Should be a known user in good standing; no delinquencies on any AFL-CIO EFCU account.

Spend a credit card applicatoin cost of $25 whether or not credit is extended.

Courtesy Pay shall never be permitted through the term associated with Pay Saver Loan.

Only 1 1 Pay Saver Loan open at any given time.

Year only two 2 Pay Saver Loans allowed per calendar.

***APR is Apr. The posted price may alter at any right time with no warning. Minimal loan quantity is $300 and optimum loan quantity is $750.00. Estimated payment per $300 lent for a price of 17.99per cent APR for a few months is $52.67. Estimated payment per $750 lent at a consistent level of 17.99per cent APR for a few months is $131.67. No credit check is necessary; nevertheless the loan re payment history will be reported. Automated transfer for payment is likely to be founded during the right time the mortgage is disbursed. Member must meet all needs to qualify. Only 1 Pay Saver Loan could be granted at any right time per member or account. Only two Pay Saver Loans allowed per season. AFL-CIO EFCU reserves the ability to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable application fee of $25 is gathered out of every application no matter whether credit is extended. This is certainly to pay for the particular expenses of processing.

For that added peace of head. AFL-CIO Employees Federal Credit Union gives you the chance to buy financial obligation security protection.

Fresh Begin Loans

The Start that is fresh Loan intended to assist credit challenged credit union people re-establish credit and ideally steer clear of the utilization of payday loan providers. This system is meant to cover collection things medical, utility, cable, etc., liens, judgments, charge-off loans, and challenged credit that haven’t been compensated, pleased, or come in a previous due status.

The mortgage system is always to help the credit union user payoff all credit that is challenged re-establish their credit history.

Prices As minimal As 9.50% APR* as much as three years.

Minimal Amount: $1,000

Maximum Amount: $3,000

Minimal Term: 12 months

Optimum Term: 3 years

Requirements:

Loan must satisfy credit union financing policies, procedures, and tips.

Credit union to limit all checks towards the known user while the creditor.

There’s no credit history limitation to however qualify, only a few members would qualify.

For that added peace of head. AFL-CIO Employees Federal Credit Union provides you with the chance to buy financial obligation security protection.

*APR is Apr. Prices As Little As 9.50% APR. The posted price is beneficial 01/01/2018 that can alter at any right time with no warning. Minimal loan quantity is $1,000 and optimum loan amount is $3,000.00. Estimated payment per $1,000 lent at a level of 9.50% APR for three years is $32.05. Credit check is needed; the mortgage re payment history shall be reported. Automated transfer for payment may be founded in the right time the mortgage is disbursed. Member must satisfy all demands to qualify. AFL-CIO EFCU reserves the ability to end this system at any time without advance notice. Certain restrictions and conditions may use. (2) a application that is non-refundable of $25 is gathered out of each and every application whether or not credit is extended. This really is to pay for the specific costs of processing.

*APR = APR. RATE ACCORDING TO CREDITWORTHINESS AND TERM OF LOAN. PRICES ARE AT THE MERCY OF CHANGE ANYTIME CONSEQUENTLY THEY ARE NOT GUARANTEED.

**APY = ANNUAL PERCENTAGE YIELD.

WE OFFER HYPER HYPER LINKS TO 3RD PARTY PARTNERS, INDEPENDENT FROM AFL-CIO EMPLOYEES FEDERAL CREDIT UNION. THESE HYPER HYPER LINKS ARE OFFERED ONLY AS BEING A CONVENIENCE. WE TRY NOT TO MANAGE THE INFORMATION OF THESE INTERNET INTERNET WEB SITES. THE PRIVACY AND SAFETY POLICIES OF EXTERNAL SITES WILL GENERALLY VARY FROM THOSE OF AFL-CIO EMPLOYEES FEDERAL CREDIT UNION.

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